Washington VA home loans and military homeowners, illustrated family and Mount Rainier

Sumner WA Homes Marketed for VA Financing

Find Sumner homes and condos whose MLS financing terms include VA Loan. Compare Pierce County alternatives, review official eligibility resources and ask for a search matched to your purchase timeline.

A VA financing tag is a search aid, not VA approval. Eligibility, lender underwriting, appraisal and property requirements must be confirmed for the actual transaction. Condo project eligibility and manufactured-home requirements need individual review.

Sumner VA Financing Search Snapshot

On October 23, 2026, the active Sumner search returned 24 listings marketed with VA Loan financing terms, with asking prices from $449,995 to $1,150,000. These are asking prices across matching property types, not appraised values or a measure of what an individual borrower can finance. Live listings below can change.

The newest sample includes Sumner, Prairie Ridge locations. Reported property types in that sample: Single Family Residential. Compare the actual property, association documents where applicable, condition and lender requirements rather than assuming every listing meets VA standards.

Recent matching listing	Asking price	Property type
5913 164th Avenue Ct E, Sumner	$649,999	Single Family Residential
435 Harrison Street, Sumner	$500,000	Single Family Residential
12117 223 Avenue E, Sumner	$495,500	Single Family Residential

Sample checked October 23, 2026. Availability and prices may change; the native MLS listings below provide the current search.

Check Your VA Home Loan Eligibility

Start with the VA's official eligibility guidance and Certificate of Eligibility process, then ask your lender to review your borrowing plan. The COE documents service-based eligibility; the lender also reviews income, credit, occupancy and the property.

Official VA Eligibility Request a Certificate of Eligibility VA Purchase Loan Guide

New VA Financing or an Assumable Mortgage?

A new VA-backed purchase loan and assuming a seller's existing mortgage are different paths. For an advertised assumption, confirm the actual loan type, balance, equity gap, approval process and seller release with the loan servicer. An MLS VA financing tag does not mean the seller has an assumable loan.

Compare Assumable Mortgage Homes Regional VA Financing Homes Military PCS Home-Buying Guide

Newest Sumner Listings Marketed for VA Financing

Active homes, condos, townhomes and manufactured homes with VA Loan financing terms. Ask your lender to verify the specific home before relying on financing availability.

Newest Sumner VA Financing Listings

$569,900

3 Beds ⋅ 2 Baths ⋅ 2600193 MLS ⋅ ACTIVE Status

Space to spread out in the Sumner Valley! This stand out updated home sits on a generous, oversized parcel of just under half an acre, tucked away on a charming street yet close to downtown amenities, commuter routes, and schools. Curb appeal starts with a covered front porch with Trex decking, expanded concrete driveway & pond. Inside, the layout lives larger than the square footage suggests, with functional & appreciated updates throughout: - Kitchen: cabinets, quartz countertops, appliances (some smart appliances) - Interior: new flooring, trim work, fireplace, smart lighting - Bath & Closet: tile shower, Custom Closets in the primary suite. Major items are done, too: - Systems: newer roof, newer furnace, hot water tank, garage door and opener. The backyard you will enjoy a charming, enclosed back porch, expansive gazebo on concrete slab, privacy landscaping and newer fencing. The back portion of the property may suit a future shop, outbuilding, or additional dwelling, (subject to buyer verification of permitting with the City of Sumner) offering the room to bring your visions to life. Schedule a tour and see how much this home has to offer.

4910 Parker Road E, Sumner

Listing Broker: John L. Scott/Yelm; Shannon M. Brent; 360-458-4200; shannonbrent@comcast.net

$699,000

4 Beds ⋅ 3 Baths ⋅ 2599010 MLS ⋅ ACTIVE Status

Discover timeless Craftsman charm in the heart of downtown Sumner! This beautifully appointed 4-bedroom, 2.5-bath home blends classic character with thoughtful updates and exceptional versatility. The main floor features a private primary suite with ensuite bath, hardwood floors, and an inviting living room showcasing a fireplace with a classic mantel. The kitchen offers quartz countertops, tile backsplash, stainless steel appliances, soft-close cabinetry. Fresh interior and trim paint throughout, plus new upstairs carpeting, create a refreshed, welcoming feel while the upstairs hallway offers charming built-ins accented with crystal hardware. Two additional bedrooms upstairs provide ample space as well as extra finished room, while the full basement expands your living options with a built-in bar, sauna, recreation area, new lighting, additional storage, and a separate exterior entrance. Outside, enjoy a fully fenced yard with patio, garden shed, mature apple and cherry trees, and a full basketball court with hoop. An exceptional bonus: a second buildable parcel is included (Parcel #7985000100), offering added possibilities. Stroll to downtown Sumner's beloved shops, dining, and amenities, with schools, the Seattle commuter train, and freeway access nearby. Rich in character, versatile living spaces, and a rare additional parcel—this special property is ready to welcome you home!

1218 North Street, Sumner

Listing Broker: Terrafin; Judy Jackson; 253-590-6474; judy@terrafinre.com

$475,000

2 Beds ⋅ 1 Baths ⋅ 2597721 MLS ⋅ ACTIVE Status

Nestled in downtown Sumner, this cozy home proves that the sweetest things do come in small packages. With its thoughtful design, this home gives you form and function. Around every corner is a moment of warmth and charm. This home boasts both a gorgeous new kitchen and a beautifully renovated bathroom, new LVP flooring, and new interior and exterior paint bringing fresh modern touches to complement its character. A newer roof (2023) and newer furnace (2022) serviced annually with transferable warranty, offer added peace of mind. In addition the home was fully pre-inspected, including the sewer line. Outside, the generous backyard provides a lovely setting for gatherings, morning coffee under the Magnolia tree, or a garden of your own, while the double-gated alley access makes it easy to access the impressively spacious garage while offering endless possibilities. Just moments from downtown Sumner's quaint boutiques, local cafés, and favorite gathering spots, this little gem offers the perfect blend of modern comfort and small-town charm. Whether you commute to Seattle on the regular or just from time to time, you’ll love the proximity to the Sumner Station. Simply a must see for those who love small living where there is so much to offer!

624 Elizabeth Street, Sumner

Listing Broker: Terrafin; Lindsey Davis; 253-625-4273; lindsey@terrafinre.com

$525,000

4 Beds ⋅ 2 Baths ⋅ 2596895 MLS ⋅ ACTIVE Status

SHORT SALE. Sprawling 4-bedroom brick ranch blends classic mid-century charm with exceptional curb appeal! Perfect for single-level living, this home makes a stunning first impression with curb appeal, updated 2-car garage doors, and a welcoming red front door. Inside, the expansive layout features a large kitchen perfect for cooking and entertaining, plus 4 generous bedrooms ideal for flexible living or a home office. Cozy up by either of the two fireplaces, while large windows flood the living spaces with natural light. A solid, well-maintained gem ready for your personal touch!

1417 Maple Street, Sumner

Listing Broker: Fathom Realty WA LLC; Michael Gabriel Dwyer; 253-230-0223; michaeldwyerhomes@gmail.com

$475,000

3 Beds ⋅ 2 Baths ⋅ 2597015 MLS ⋅ ACTIVE Status

A Downtown Sumner Home With an Oversized Garage and Room for Possibilities. Charming single level 3-bed 1.75-bath in the heart of Sumner. Walking distance of downtown Sumner with its restaurants, shops, parks & community events. Step inside to warm hardwood floors and the thoughtfully updated kitchen featuring stainless appliances, and warm butcher-block countertops. Stay cool year-round with A/C, while the functional layout provides plenty of room for relaxing, hosting friends, or simply enjoying your home. Outside the fully fenced yard offers space for play, pets, gardening, or summer gatherings. The inviting patio/deck creates an ideal spot for morning coffee and weekend BBQs. You cant miss the Big 768-square-foot detached 2-car garage. With a large driveway and an incredible amount of space, the garage is perfect for vehicles, storage, a workshop, and hobbies. The size and versatility also create exciting future possibilities for a (D ADU), potentially providing space for multi-generational living, a private guest area, additional workspace, or rental income. And the location is hard to beat. Just blocks from downtown Sumner, you'll be close to local restaurants, shops, parks, and community events. Easy access to the Sumner Sounder Station and nearby freeways makes getting around so convenient. Whether you're buying your first home or looking for a place to put down roots this well-located Sumner rambler offers the space and opportunity to make it your own.

435 Harrison Street, Sumner

Listing Broker: Heaton Dainard, LLC; Dominic Turco; 253-590-8468; dominic@heatondainard.com

$550,000

4 Beds ⋅ 3 Baths ⋅ 2594920 MLS ⋅ ACTIVE Status

Tucked into a quiet, established neighborhood in Sumner, this inviting home offers a wonderful blend of comfort, convenience, and flexibility. The bright, open kitchen is filled with natural light, creating a welcoming space for cooking, gathering, and everyday living. With no carpet throughout, keeping things clean and maintained is a breeze! Multiple flexible living spaces give you room to make the home your own, whether that means a home office, hobby space, or an extra spot to relax and unwind. Stay comfortable year-round with A/C for those warm summer days. Outside, the back patio is ready for summer barbecues, hosting friends, or enjoying a quiet evening outdoors. All of this in a peaceful neighborhood just minutes from local shops, restaurants, schools, and everyday conveniences. Come see what makes this Sumner home so easy to love!

7405 Village Drive, Sumner

Listing Broker: Keller Williams Rty Tacoma; Derek Johnson; 253-223-6097; derekj@kw.com

$600,000

4 Beds ⋅ 3 Baths ⋅ 2593645 MLS ⋅ ACTIVE Status

Welcome home to this warm and inviting 4-bedroom, 2.5-bath home tucked into a peaceful Sumner cul-de-sac! This 1,888 sq ft home sits on a spacious corner lot and features an open, light-filled layout with soaring ceilings and laminate flooring throughout the kitchen and living room. The updated kitchen includes all appliances and opens to the backyard for easy indoor-outdoor living. Recent improvements include a new roof and exterior paint (2022), central AC (2023), newer water heater, and updated bathrooms. The primary suite offers a private bath with double vanity, soaking tub, and dual closets. The inviting family room features a cozy gas fireplace, while three additional bedrooms offer flexibility for guests, an office, or hobbies. Enjoy the fully fenced backyard with patio and deck, plus a covered front porch and attached 2-car garage. Conveniently located near Sumner schools, parks, shopping, and commuter routes.

7503 Village Drive, Sumner

Listing Broker: John L. Scott, Inc; Kara Elizabeth Jess; 253-312-7586; karajess@karajesshomes.com

$685,000

3 Beds ⋅ 3 Baths ⋅ 2587747 MLS ⋅ ACTIVE Status

Better than new in one of Sumner’s most desirable newer neighborhoods! This beautifully finished 3-bedroom home has all the benefits of newer construction, with the upgrades already done and a standout oversized, level lot that gives you room to truly enjoy being home. Inside, fresh paint, newer carpet, updated lighting, and beautiful natural light create a bright, inviting feel throughout. The main level was made for everyday living and entertaining, with an open flow and plenty of space to gather. Upstairs, all three bedrooms are joined by a versatile loft, perfect for a home office, playroom, media space, or whatever life calls for next. Outside is where this home really sets itself apart. The large, flat yard offers endless possibilities for summer dinners, a garden, play space, pets, or simply more room to enjoy the outdoors. Add in the rare 3-car garage with space for vehicles, storage, hobbies, and all the extras, and this home checks so many boxes that can be hard to find in newer construction. Sidewalk-lined streets and a wonderful neighborhood feel pair with an incredibly convenient location near schools, the YMCA, local dining, Knutson Farms, and charming Downtown Sumner, with its shops, restaurants, and community events. For commuters, the nearby Sumner Sounder Station offers an easy connection north toward Seattle and south toward Tacoma/Lakewood. Beautifully updated, incredibly functional, and truly better than new. Welcome home to Sumner! VA Assumable Loan!

15615 Washington Street, Sumner

Listing Broker: Real Broker LLC; Christina Fitzer; 253-905-0150; christina@dwellhometeam.com

$960,000

4 Beds ⋅ 3 Baths ⋅ 2586058 MLS ⋅ ACTIVE Status

Rarely does a home of this caliber hit the market—a like new build that’s been tastefully upgraded in all the places that matter most. The main floor welcomes you with a private den behind French doors, an elegant formal dining room, and an expansive open-concept great room filled with natural light. At the heart of the home, the NEW KITCHEN features leathered and honed granite counters, a massive walk-in pantry, high-end appliances like the smart Hub fridge, and an exceptionally large eating nook that easily fits a full-sized farm table—making it the ultimate space for hosting. Step seamlessly from the open family room w/ gas fireplace to your outdoor living room, complete with its own fireplace, privacy shades, and front-row seats to a soothing custom WATERFALL. Upstairs, you’ll find a dedicated media bonus room, a convenient laundry room, and a luxurious PRIMARY SUITE featuring a private sitting area, cozy FIREPLACE (3 total), a brand-new spa-like bath w/ huge SHOWER w/ custom TILE work, and a generous walk-in closet. Packed with premium perks—from AIR conditioning, a fully fenced yard, a HOT TUB under a custom gazebo, and holiday lighting circuits to a three-car garage complete with built-in storage and custom garage carpeting—this upscale home sits in the top-rated Sumner School District, just minutes from freeway access, local services, and Knutson Farms.

8213 172nd Avenue E, Sumner

Listing Broker: Morrison House Sotheby's Intl; Michael Morrison; 253-581-5100; michael@MyUniqueHome.com

$547,000

3 Beds ⋅ 2 Baths ⋅ 2576874 MLS ⋅ ACTIVE Status

Come add your finishing touches to this charming, historic home in desirable Sumner! Fully Fenced backyard borders a new city park and is complete with a covered hot tub, raised garden beds, fruit trees, berry bushes, & beautiful view of Mount Rainier! Top rated Schools, shopping, restaurants, & multiple parks located within walking distance! New flooring throughout. Partially updated kitchen with new butcher block countertops, island, garden window, & pantry. 4-6 Car garage/shop complete with heat/AC, electrical hook ups for welding and RV, & storage loft. 2 car covered carport/storage shed. 10+ car paved driveway convenient for hosting or RV/boat parking. All 3 bedrooms have direct access to a bathroom. The original clawfoot tub, porch swing, and decorative trim on the wrap-around front porch maintain the old character while the new live-edge mantle above the decorative wood stove, skylights, and hand painted mountain mural in the large living room adds a more modern, cozy PNW feel! Whether you're looking for a home to make your own, or are an investor with a vision (possible multi-family?!), this property has enticing potential! Please allow 2 hours to accommodate showings.

4721 East Valley Highway E, Sumner

Listing Broker: HomeSmart One Realty; Michelle D Jasmer; 425-505-0040; watechcollege@gmail.com

$660,000

3 Beds ⋅ 3 Baths ⋅ 2569858 MLS ⋅ ACTIVE Status

Motivated Seller! This exceptional Lake Tapps-area home offering space, privacy, and endless versatility on nearly 2 private acres! Featuring 2,346 finished sq ft, 3 spacious bedrooms, and 2.5 baths, this classic 1-story with daylight basement layout combines main-level living with flexible lower-level space. The main floor boasts an open floor plan with vaulted ceilings and floor to ceiling fireplace in living room, a bright dining room, and an eat-in kitchen. Relax in the primary suite complete with a walk-in closet and upgraded private bath. Warm up by one of two cozy fireplaces—one wood-burning and one pellet stove—adding efficiency and warmth throughout the seasons. Downstairs, the lower level features a large rec room, 3/4 bath, and private entrance—ideal for multi-generational living, an entertainment setup, or a home office or a potential ADU. Hobbyists will love the extensive parking, 2 car garage on the main level and 2 car garage or shop with separate entrance on basement level. Plenty of room for toys. Set on 1.94 acres in the Sumner-Bonney Lake School District, this property offers peaceful acreage and convenience. Also, propane fueled generator owned by the seller.

16108 43rd Street E, Sumner

Listing Broker: John L. Scott, Inc; Jim Landis; 425-417-0800; jimlandis@johnlscott.com

$749,990

3 Beds ⋅ 3 Baths ⋅ 2570541 MLS ⋅ ACTIVE Status

Welcome to your own private retreat on 5+ acres, where peaceful territorial views, space to breathe, and everyday convenience come together beautifully.This custom 3-bedroom, 2.5-bath home offers a bright, open floor plan with vaulted ceilings, a cozy pellet stove, and an updated kitchen featuring slab granite countertops, upgraded cabinetry, and brand-new stainless steel appliances. Fresh paint, new carpet, and new LVP flooring throughout give the home a crisp, move-in-ready feel.The primary suite features its own glass-enclosed deck~the perfect spot for morning coffee while taking in the peaceful surroundings. The den off the familyroom? That was previously used as a small bedroom, it fit a full sized bed, a dresser and a nightstand! And outside? This property was made for entertaining. A wraparound deck, stamped concrete patio, and large gazebo provide plenty of space for summer dinners, gatherings with friends, or simply relaxing and enjoying your own slice of the Pacific Northwest.Private. Peaceful. Updated. And just minutes from everything Sumner has to offer. This is acreage living without giving up convenience.

7413 166th Avenue E, Sumner

Listing Broker: Renaissance Real Estate LLC; Jamie Penrod; 206-697-3640; jamielpenrod@gmail.com

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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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