Washington VA home loans and military homeowners, illustrated family and Mount Rainier

Lacey WA Homes Marketed for VA Financing

Find Lacey homes and condos whose MLS financing terms include VA Loan. Compare Thurston County alternatives, review official eligibility resources and ask for a search matched to your purchase timeline.

A VA financing tag is a search aid, not VA approval. Eligibility, lender underwriting, appraisal and property requirements must be confirmed for the actual transaction. Condo project eligibility and manufactured-home requirements need individual review.

Lacey VA Financing Search Snapshot

On October 23, 2026, the active Lacey search returned 195 listings marketed with VA Loan financing terms, with asking prices from $274,999 to $2,200,000. These are asking prices across matching property types, not appraised values or a measure of what an individual borrower can finance. Live listings below can change.

The newest sample includes Lacey, Long Lake West locations. Reported property types in that sample: Single Family Residential. Compare the actual property, association documents where applicable, condition and lender requirements rather than assuming every listing meets VA standards.

Recent matching listing	Asking price	Property type
4702 24th Avenue SE, Lacey	$554,000	Single Family Residential
7848 Royal Oak Drive SE, Lacey	$480,000	Single Family Residential
7604 39th Court SE, Lacey	$494,999	Single Family Residential

Sample checked October 23, 2026. Availability and prices may change; the native MLS listings below provide the current search.

Check Your VA Home Loan Eligibility

Start with the VA's official eligibility guidance and Certificate of Eligibility process, then ask your lender to review your borrowing plan. The COE documents service-based eligibility; the lender also reviews income, credit, occupancy and the property.

Official VA Eligibility Request a Certificate of Eligibility VA Purchase Loan Guide

New VA Financing or an Assumable Mortgage?

A new VA-backed purchase loan and assuming a seller's existing mortgage are different paths. For an advertised assumption, confirm the actual loan type, balance, equity gap, approval process and seller release with the loan servicer. An MLS VA financing tag does not mean the seller has an assumable loan.

Compare Assumable Mortgage Homes Regional VA Financing Homes Military PCS Home-Buying Guide

Newest Lacey Listings Marketed for VA Financing

Active homes, condos, townhomes and manufactured homes with VA Loan financing terms. Ask your lender to verify the specific home before relying on financing availability.

Newest Lacey VA Financing Listings

$320,000

2 Beds ⋅ 3 Baths ⋅ 2595392 MLS ⋅ ACTIVE Status

Welcome home to this inviting 2-bedroom, 2.5-bath condo in Lacey, featuring the convenience of two spacious primary suites, each offering comfortable private living. The thoughtfully designed open-concept main floor brings together the kitchen and living room, creating a welcoming space for everyday living and entertaining, with a convenient half bath. Upstairs, you’ll find both primary bedrooms, laundry closet for added functionality. Enjoy year-round comfort with a mini-split system providing both heating and cooling, along with the warmth and charm of a real wood-burning fireplace in the living room. Step outside through sliding glass door to a nice backyard perfect for relaxing, gardening, or outdoor activities, plus a storage unit for added convenience. One of the standout features is the low monthly HOA fee, which covers exterior maintenance, including siding, roof, pest control, tree trimming, gutter cleaning, and much more! Enjoy low-maintenance living with the benefits of homeownership and more time to enjoy the things you love! Off Yelm Hwy and close to all shopping, medical, golf course and freeways. Very desirable development! Come and check this home out today!

5905 Chardonnay Drive SE, Lacey

Listing Broker: Keller Williams South Sound; Christine Forrey; 206-779-5401; christine@christineforrey.com

$510,000

3 Beds ⋅ 3 Baths ⋅ 2598404 MLS ⋅ ACTIVE Status

Welcome home to Horizon Pointe! This two-story home offers 3 bedrooms plus a dedicated den, ideal for working from home or hosting guests. Step in from the covered front porch to hardwood floors and 9-ft ceilings. The kitchen is the heart of the home, with an oversized island, abundant counter space, and a walk-in pantry, all open to the family room and its gas fireplace. Upstairs, the primary suite features a walk-in closet and 5-piece bath, joined by two more bedrooms and a convenient upstairs laundry. Outside, the fully fenced backyard and patio are ready for summer dinners and weekend relaxing.

7054 Flute Street SE, Lacey

Listing Broker: Real Broker LLC; Alexis Moore; 360-900-7464; alexis@aaronthomashometeam.com

$489,000

3 Beds ⋅ 2 Baths ⋅ 2600403 MLS ⋅ ACTIVE Status

Beautifully maintained and thoughtfully cared for, this inviting single-level home offers easy living in a wonderfully convenient location on a quiet cul-de-sac lot. This home's beautiful, carefully curated landscape is the jewel of the neighborhood! Now its ready for its new owner to move in and enjoy! Sunlit interiors, vaulted ceilings, and a comfortable, flowing floor plan create a welcoming atmosphere, while the spacious kitchen, and dining area overlook the lush backyard. Outside, an expansive, newly refinished deck invites summer gatherings, leisurely mornings, and alfresco dining surrounded by mature landscaping and established gardens. Three bedrooms and two baths offer flexibility for guests, hobbies, and a home office. Just moments from Thornbury Park and minutes from shopping, dining, and everyday conveniences, this is a lovely place to settle in and enjoy the best of South Sound living.

6124 60th Court SE, Lacey

Listing Broker: Olympic Sotheby's Int'l Realty; Max Stottlemyre; 360-701-5756; maxstottlemyre@greenecommercial.com

$286,000

2 Beds ⋅ 2 Baths ⋅ 2600999 MLS ⋅ ACTIVE Status

Welcome to this lovely neighborhood in the highly desirable 55+ community of Vista Village. Comfort, convenience, and peaceful living come together tucked into a beautifully maintained neighborhood known for its mature landscaping and tranquil park-like settings. This charming two bedroom homes offers single level living close to shopping, dining, medical services, parks, and everyday amenities in the heart of Lacey. The light filled living room features a wood burning fireplace, ceiling fans, and easy access to your back yard and patio. The versatile flex room off the kitchen is perfect as a dining room, office, den, or hobby space. HOA dues cover water, sewer, lawn service, and more-providing low cost living at its finest! Close to bus lines and the Senior Center in Lacey. Such a lovely community!

3300 Carpenter Road SE Unit #99, Lacey

Listing Broker: Windermere Real Estate Olympia; Andrea Peters; 360-915-2582; apeters.realtor@gmail.com

$635,000

2 Beds ⋅ 2 Baths ⋅ 2600703 MLS ⋅ FIRST LOOK Status

Step into this beautifully upgraded Woodlands floor plan in the sought-after Jubilee community, positioned on the 12th tee with golf course views framed by beautiful trees. Brazilian cherry hardwood flows throughout, complemented by air conditioning & a new roof in August 2026. The kitchen features recipe windows, quartz countertops, upgraded cabinetry, large pullout soft-close drawers, a gas range, breakfast nook & new refrigerator (2026). The great room offers upgraded lighting, custom built-ins & French doors leading to the den & backyard. A custom built-in desk, ample storage & golf course views make the den an inviting retreat. The primary suite features crown molding, a bay window & a walk-in closet brightened by a solar tube. The fully upgraded primary bath offers a spa-like, fully tiled shower with a bench and glass enclosure, upgraded quartz countertops & new tile flooring. The second bedroom features built-in shelving & a versatile Murphy bed with an independently adjustable table for flexible use. The laundry room includes a sink and stacked washer & dryer to maximize storage, while solar tubes add natural light. Outside, enjoy a low-maintenance backyard overlooking the 12th tee box, complete with a soothing water feature and remote-controlled awning. Enjoy the vibrant 55+ Jubilee lifestyle, featuring resort-style amenities including a Lodge, fitness center, pool, scenic trails to a private beach, & more than 80 social clubs and activities.

4924 Spokane Street NE, Lacey

Listing Broker: City Realty Inc.; Katelynn Rajcich; 360-481-2133; katelynnrajcich@gmail.com

$465,000

3 Beds ⋅ 3 Baths ⋅ 2596529 MLS ⋅ ACTIVE Status

Great location and neighborhood for walking and any other outdoor activity with Lakepoint Park 1/2 block away. Nice 3 bed/2.5 bath home with a 2 car garage. Primary bed is large with an adjacent generous sized 3/4 bath and walk in closet. Private back yard is fenced and has a couple fruit trees. Open and friendly kitchen/dining/living area with a gas fireplace to enjoy.

5905 Cherokee Loop SE, Lacey

Listing Broker: Skyline Properties, Inc.; Tim Gregoire; 253-381-9419; timtheagent@hotmail.com

$375,000

3 Beds ⋅ 3 Baths ⋅ 2599694 MLS ⋅ ACTIVE Status

Great Location with Easy Freeway Access! Welcome to The Park in Lacey! This 3-bedroom, 2.5-bath home features a 2-car garage and ductless mini-split for year-round heating and A/C. Looking for an opportunity to build some sweat equity? Here's your chance! With a little work and some DIY projects, you can make this home your own while building value along the way. A great opportunity for the first-time buyer looking to get into the market. Enjoy the community amenities, including a clubhouse, swimming pool, and playground. Conveniently located just minutes from JBLM, shopping, restaurants, schools, and parks. Bring your vision and discover the possibilities!

6107 Monterey Lane, Lacey

Listing Broker: Century 21 Van Dorm Realty; Steven Pust; 360-701-5345; stevepust2005@msn.com

$440,000

3 Beds ⋅ 2 Baths ⋅ 2595045 MLS ⋅ ACTIVE Status

ONE-STORY LIVING AT ITS BEST! Tucked away on a peaceful CUL-DE-SAC in an established Lacey neighborhood, this beautifully refreshed 3-bedroom, 2-bath rambler offers 1,324 sq. ft. of comfort and charm—all on one level! Step inside to a bright, spacious living room where large windows welcome natural light and beautiful new LVP flooring flows through the main living areas, kitchen, baths and bedrooms. The inviting kitchen is made for gathering, featuring gleaming NEW COUNTERTOPS, a new sink, stylish light fixtures, a newer faucet and dishwasher, and SKYLIGHTS that brightens the space. The living and dining areas flow together for easy entertaining and everyday living. Retreat to the primary suite with its private bath and walk-in closet. Outside, a fully fenced backyard framed by mature trees offers refreshed landscaping with decorative rocks, a FRESHLY STAINED DECK and concrete patio—perfect for summer evenings and memorable gatherings. Exterior paint completed in 2024 adds curb appeal. The laundry room includes a washer and dryer and connects directly to the attached two-car garage with a separate STORAGE ROOM. A spacious driveway offers extra parking. Enjoy neighborhood trail access to Lacey Elementary School from nearby Diamond Loop, plus shopping, dining, parks and JBLM close by. Pre-inspection completed! Discover the charm and convenience of single-level living. Welcome home!

1632 Carpenter Court SE, Lacey

Listing Broker: Blue Summit Realty LLC; Bana Labib; 360-701-2720; bana@bluesummitrealty.com

$535,000

3 Beds ⋅ 2 Baths ⋅ 2598927 MLS ⋅ ACTIVE Status

This one level living rambler in Wedgewood Manor sits on a large 11,611 square foot corner lot & boasts 2,211 square feet of living space along with an 484 square foot oversized two car garage. The living room is warm and inviting and has a fireplace. The eat-in-kitchen and adjoining dining room are truly a room you can dance in! Down the hall you will find the roomy primary bedroom with a 3/4 bathroom, 2 more spacious bedrooms and a wonderful den/office with a closet, offering a great work from home space! Off the fantastic family room you can step out to the serene, fully fenced enormous backyard. Move in ready including a newer roof and water heater! A/C to keep you comfortable all year long! Close to JBLM and all services! There is a neighborhood park just down the street and walking distance to Woodland Elementary School!

4101 Teakwood Court SE, Lacey

Listing Broker: Engel & Volkers Chambers Bay; Carson Stewart; 253-370-8808; carson.stewart@evrealestate.com

$550,000

4 Beds ⋅ 3 Baths ⋅ 2599579 MLS ⋅ ACTIVE Status

Nearly new 2018 Lennar built home complete with a newer high efficiency Heat Pump/AC, newer carpeting and a gorgeous yard is waiting for you! 2350 square feet, 4 bed 2.5 bath with chef's kitchen, all appliances stay, including stainless refrigerator, gas range, washer and dryer, micro and disposal! The open floor plan allows for entertaining and easy flow. Downstairs you will appreciate the separate work space for working or studying! Luxury Vinyl flooring makes clean up a breeze. The kitchen has ample cabinetry and stylish quartz countertops as well as lots of lighting and a spacious pantry. Upstairs, enjoy 4 large bedrooms each with generous closet space. The primary bedroom ensuite includes a 5 piece bathroom w/garden tub and separate shower. The home is equipped with a gas furnace, gas tankless water heater, "smart" home features, and a manicured lawn everyone will be proud of. This home is close to shopping, JBLM, downtown, and a few miles from Puget Sound and Tolmie State Park where you can hike, picnic and kayak. Priced to sell, don't miss your opportunity to live in this extremely well maintained, pet free, smoke free home!

3132 Gladiator Street NE, Lacey

Listing Broker: Pam Fisher Properties; Pamela S. Fisher; 253-224-0913; pamfisherproperties@gmail.com

$365,000

2 Beds ⋅ 1 Baths ⋅ 2599216 MLS ⋅ ACTIVE Status

Welcome to Lacey! This renewed 2-bdrm, 1-bath home features fresh paint throughout, updated kitchen w/ newer SS appliances, a remodeled bathroom, and a new roof with a transferable 10-year warranty for added peace of mind. Offering 886 sqft of living space, the vaulted ceilings create an open, airy feel that helps the home live larger than its footprint. Situated on a 4646 sqft corner lot, the property features a fully fenced yard. The outdoor space offers flexibility to make it your own, whether you envision a garden, a gathering spot for friends, or a peaceful place to unwind. Conveniently located near shopping, restaurants, and everyday essentials, you'll also enjoy nearby Woodland Creek Community Park and Long Lake Park for walking, picnics, and outdoor recreation. Commuters can appreciate convenient access to I5, connecting you to Olympia, Tacoma, Joint Base Lewis-McChord, and destinations throughout the South Sound. Located within the North Thurston Public School district, this home offers convenient access to local amenities, recreation, and regional commuter routes. With its refreshed interior, vaulted ceilings, updated kitchen, newer SS appliances, remodeled bathroom, and valuable roof warranty, this home offers a wonderful blend of comfort, practicality, and convenience. Whether you're a first-time buyer, looking to simplify your lifestyle, or searching for a place to make your own, this inviting property is ready for its next chapter. Come see all it has to offer!

4221 Roxanna Loop SE, Lacey

Listing Broker: FIRST AND MAIN; Daniel Buelt; 425-633-0878; danny.buelt@famagents.com

$435,000

3 Beds ⋅ 2 Baths ⋅ 2599501 MLS ⋅ ACTIVE Status

Move-in ready rambler in the heart of Lacey, loaded with major system updates and unmatched versatility! Inside, durable brand-new LVP flooring runs throughout, leading into a spacious living room anchored by a classic brick fireplace. The flexible floor plan includes an oversized utility room with a brand-new washer and dryer, plus a dedicated flex room featuring its own exterior front entrance - ideal for a private home office, guest suite, rental opportunity, or third bedroom. Major mechanical improvements deliver total peace of mind: a brand-new roof (2026) with a transferable warranty, Trane gas furnace (2020), and an upgraded 200-amp electrical panel (2017). Out back, the fully fenced yard offers gated entry with dedicated RV parking and a massive detached shop complete with 220V power, a subpanel, and a convenient half bath. Centrally located amenities, shopping, and easy I-5 access - this turnkey property is ready to call home!

4603 17th Avenue SE, Lacey

Listing Broker: Timber Real Estate; Jake Loden; 253-310-7487; jake@timberrealestate.com

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Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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